1. Introduction

Finding a government-affiliated medical role that combines professional respect, flexibility, and decent remuneration is rare in India. The Punjab & Sind Bank’s opening for a Medical Consultant at its Zonal Office in Gurgaon offers exactly that.

This opportunity is ideal for experienced doctors who prefer contractual, advisory roles rather than full-time hospital commitments. It can be particularly attractive for doctors seeking work-life balance, exposure to the banking sector’s medical needs, and a high hourly rate without the administrative load of full-time employment.

However, this is not a conventional career path leading to permanent government employment. Aspirants aiming for long-term security, pensions, or traditional bank employee perks should reconsider before applying.

2. Key Details Table

ParameterDetails
OrganizationPunjab & Sind Bank
PostBank’s Medical Consultant (Contractual)
LocationZonal Office, Gurgaon
No. of PostsNot Specified
SalaryRs. 800 per hour
EligibilityMD in General Medicine (≥5 yrs exp) OR MBBS/BHMS (≥7 yrs exp)
Contract DurationInitially 2 years, extendable based on performance
Working HoursApprox. 8 hours/week (visiting days flexible)
Last Date to Apply12/02/2026
Application ModeOffline (Postal Submission)

3. Post-Wise Eligibility Explained

MD in General Medicine (5+ years experience):
Doctors with this qualification are directly preferred, as the role demands clinical judgment for employee and family health needs. If you have experience in corporate health checks or hospital outpatient departments, you’ll adapt quickly.

MBBS/BHMS (7+ years experience):
This is acceptable if no MD candidates are available. The extended experience requirement ensures sufficient practical exposure. Applicants should be confident in general medicine, minor emergencies, and consultation protocols.

Suitability Tip: Doctors currently practicing in hospitals or private clinics can leverage this role as an additional engagement, but it’s less suited for fresh postgraduates or those seeking career progression within government banking services.

4. How to Apply - Step-by-Step

  1. Download the official application format (Annex-I) from the Punjab & Sind Bank website.
  2. Fill all details carefully - personal, educational, registration, and experience.
  3. Attach self-attested copies of:
    • PAN and Aadhaar
    • Medical registration certificate
    • Educational and experience certificates
  4. Superscribe envelope: "Application for engagement of Medical Consultant on contractual basis at Punjab & Sind Bank, Zonal Office Gurgaon".
  5. Send via Ordinary/Speed post to:
    The Zonal Manager, Punjab & Sind Bank, Zonal Office Gurgaon, Plot No.-151, Sector-44, Kanhai Colony Gurgaon, Haryana-122003.
  6. Deadline: Ensure your application reaches on or before 12/02/2026.

Common Mistakes to Avoid:

  • Missing any certificates or signatures
  • Incorrect envelope superscription
  • Late postal delivery (speed post recommended)
  • Incomplete experience details

5. Salary, Growth & Career Outlook

  • Remuneration: Rs. 800 per hour. For 8 hours/week, this approximates Rs. 25,600/month, but flexibility in hours may allow more.
  • Growth: Contract extensions are performance-based (2-year increments). There’s no pathway to permanent employment.
  • Exposure: Experience in occupational health, corporate medical reporting, and employee wellness. This is valuable for consulting or advisory careers outside banking.

6. Preparation Plan + Study Strategy

Since this is interview-based, focus on:

  1. Banking Environment Medical Needs:

    • Common workplace health issues
    • Preventive health check protocols

  2. Communication & Advisory Skills:

    • Ability to explain medical conditions to non-medical staff
    • Corporate etiquette

  3. Clinical Knowledge Refresher:

    • General Medicine topics
    • Emergency response procedures

Timeline:

  • 2-3 weeks: Prepare key clinical examples, consultation scenarios
  • 1 week: Mock interviews with peers/colleagues

Recommended Resources:

  • Recent clinical guidelines from Indian Medical Association
  • Case studies in corporate health management
  • MD/MBBS curriculum refresher notes

7. Pros & Cons

Pros

  • High hourly pay for part-time commitment
  • Flexible visiting hours
  • Professional exposure in corporate banking health
  • Contract can be renewed based on performance

Cons

  • No leave, PF, gratuity, or other employee benefits
  • Location fixed at Gurgaon; commuting required
  • Limited career progression within the bank

8. Checklist for Applicants

  • MD/MBBS/BHMS certificates and experience proof
  • PAN & Aadhaar copies
  • Correctly filled application form (Annex-I)
  • Envelope properly superscribed
  • Postal submission well before 12/02/2026
  • Ensure any current employer approvals (if required)

9. Conclusion

This is a strategic, flexible opportunity for experienced doctors seeking part-time, high-value engagement. While it doesn’t lead to permanent employment, the exposure, hourly rate, and ability to manage your own schedule make it appealing.

Approach the application methodically, prepare for the interview with real-world consultation scenarios, and ensure all documentation is flawless. Treat it as a professional contract engagement rather than a regular banking job.

10. FAQ

Q1: Can fresh MBBS doctors apply?
No. Minimum 7 years’ post-qualification experience is required for MBBS/BHMS candidates.

Q2: Are there benefits like PF or leave?
No. This is a contractual role; benefits are not provided.

Q3: How long is the contract?
Initial 2 years, extendable based on performance.

Q4: Is the role full-time?
No. It’s approx. 8 hours/week with flexible visiting days.

Q5: Can this lead to permanent employment?
No. Engagement is purely contractual.

Q6: What documents are mandatory?
PAN, Aadhaar, Registration certificate, educational and experience proofs, as self-attested copies.

Q7: Can I apply if currently working elsewhere?
Yes, but include details of current practice/hospital and working hours.